Ripple Price Prediction (XRP) for 2021, 2022, & 2025

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It has been a challenging year for Ripple so far. The past few months have seen Ripple (XRP) decline in value and investor interest dwindle or dismal at best, seeing its trading volume plummet. 

One of the largest crypto exchanges in the world has identified XRP to be the worst-performing digital asset among the top 3 cryptocurrencies by market capitalization. However, drastic price swings in crypto are nothing new. 

The entrenched price decline of Ripple XRP might be a perfect opportunity for investors to take up positions on XRP. Let’s take a closer look at this digital asset as we share with you our Ripple price prediction for 2021, 2022, and 2025.

Fastest Way to Get Ripple (XRP) – Instant Swap Below

ripple price prediction

Ripple XRP Historical Price Analysis 

Like many of the altcoins in the industry, the price of XRP is highly correlated to the price movement of BTC. This means that we generally see a positive price movement for most altcoins when BTC price surges and the same is true when it goes the other way around.

The graph above clearly shows this correlation. The all-time high (ATH) for Ripple was around $3.40, the same time when many of the altcoins were hitting their previous ATH. Since then, it has seen a multi-year downtrend falling >91% of its ATH value. 

Nonetheless, the current value of XRP is still 100 times higher than its all-time low of $0.29233, which happened early on during its infancy stage on May 22, 2014. Just recently, XRP seems to have finally broken its bearish trend and becoming of the best performing altcoin this month.

This marks a trend reversal for Ripple, which for most of 2020 has been underperforming compared to other top digital assets such as Bitcoin and Ethereum.

Current Price, Market Cap, & Supply Details

Ripple (XRP) Future Price Forecast Predictions

After a very disappointing performance for the first half of 2020, we finally have some excellent price movement from XRP.

Previously it was lagging behind most of the top cryptocurrencies in the industry, particularly bitcoin and ethereum, which have seen double-digit gains since the flash crypto market crash of March 2020.

It was performing so badly that for several weeks it lost its place as the third-largest cryptocurrency by market cap to Tether (USDT).

Fortunately, Ripple XRP rebounded these couple of days and has become one of the top gainers recently enabling it to recapture the 3rd place. 

After months of underperforming, Ripple XRP has finally joined the bullish trend led by the two leading cryptocurrencies.

First by Ethereum, whose price has been buoyed with the emergence of the DeFi sector, which has created a thriving niche in the crypto market.

Then the resurgence of Bitcoin interest as investors are now actively looking to hedge against the increasingly gloomy outlook of the world economy that has been hit by the ongoing COVID-19 pandemic.

The high possibility of a weakening U.S. dollar (USD) as a result of the unabated printing of money further strengthens the concerns of investors. 

Ripple XRP’s positive momentum was also catalyzed by the increasingly favorable stance of many traditional financial heavyweights to the crypto industry.

PayPal, VISA, and Mastercard have expressed interest in providing crypto-related services for their customers.

There has also been a significant development in regulatory clarity as banks are now able to provide custodial services of cryptocurrencies.

This means traditional banks need not worry about the risk of running afoul against regulators due to unclear policies, especially towards custody services.

The general sentiment of the whole industry is positive, with the high probability that a lot of new investors will FOMO-in once the prices go parabolic, marking the start of a new crypto summer for the whole industry. 

Short Term Forecast

1 Day$0.18-2%
1 Week$0.216%
1 Month$0.3312%
6 Months$0.45154%
1 Year$0.95325%

Long Term Forecast

1 Year$0.95325%
2 Years$2.50854%
3 Years$2.19750%
4 Years$3.021034%
5 Years$4.601575%

Ripple Price Prediction 2020

We believe that the price of Ripple XRP from here on out will increase in value. The following months will see Ripple gaining double-digit gains in pace with the current bullish market condition of the whole cryptocurrency industry.

If the bullish momentum continues towards the end of the year, we can see Ripple increasing its value to $0.45, a whopping 154% increase from its current value.

While this price might be impressive for others, this is still a long shot from the previous all-time high of January 2018.

We predict that this bullish trend will continue towards 2021, where we expect the price of XRP to reach $0.95, which is around 325% of its current value.

However, we must remind investors that this is not set in stone, and there is a possibility that the price of XRP will go the opposite direction.

Nonetheless, we forecast Ripple will follow the price movements of the general cryptocurrency market, which we expect to be more bullish in the coming months and years with occasional price dumps and pumps.

Ripple Price Prediction 2022

The bullish momentum of XRP that has been building up since the latter part of 2020 will continue through the years 2021 and 2022. We are projecting that the price of XRP could reach $2.50, an 854% increase from its current price. 

This momentum can be attributed to the increasing adoption of cryptocurrencies, again as the result of several positive developments in the space from regulatory clarity and the entry of traditional financial giants, as we have mentioned earlier. 

By 2022 it is expected that these developments would have its fullest impact in the whole cryptocurrency industry.

The awareness and interest in this emerging asset class would have snowballed due to these events. 

Ripple Price Prediction 2025

2025 is another exciting year for Ripple. We expect that the whole industry will be in a better position in 2025 compared to its current state. 

There will be better regulations, and compliance would be widespread, with many traditional financial institutions embracing cryptocurrencies.

This is also a year after the 4th halving event of Bitcoin, which usually marks the start of another bull cycle all over again.

Following the significant price increase of 2022, we expect the price of XRP to pullback to around $2.19 in 2023 as part of the natural price movement of cryptos. 

We expect that the price of Ripple to trade sideways from 2023-2024 then begins to surge right in time for the next bitcoin halving event.

Once again, this will initiate another bull cycle that will see XRP reaching an all-time high, gaining as much as 1575% increase of its current value or $4.60.

Best Place to Buy or Exchange Ripple (XRP)

NameDeposit MethodBuy
binance exchange
  • Bank transfer (ACH)
  • Bank transfer
  • Cryptocurrency
  • Debit card
  • Wire transfer
Rating: 5


  • Credit card
  • Cryptocurrency
Rating: 5


  • Credit card
  • Cryptocurrency
Rating: 5


  • Credit card
  • Debit card
Rating: 4


  • Electronic Funds Transfer
  • Bank transfer (SEPA)
  • Wire transfer
  • Ethana Custody
Rating: 4

Best Wallets to Store Ripple (XRP)

trezor one
Rating: 5

Ledger Nano X

Rating: 5

Atomic Wallet

Desktop Client
Rating: 4

Is Ripple (XRP) a Good Investment?

XRP is the third-largest cryptocurrency by market capitalization. It shows the amount of confidence many people have on this project and for a good reason.

For the most part, the Ripple has delivered on its promise of providing an infrastructure for a faster, cheaper, and greener value transfer network.

On top of this, Ripple can penetrate many traditional financial institutions due to their more pragmatic approach towards the latter.

A significant shift from the disruption or existential threat narrative of cryptocurrencies towards traditional finance. 

Due to this strategy, they were able to gain many banking partnerships around the world and cemented itself as one of the most reputable crypto-based companies in the eyes of traditional finance.

So much so that regulatory watchdogs have recently cited it as an excellent example of how crypto can solve some of the prevailing problems of current financial systems.

We believe that XRP is an excellent addition to anyone’s portfolio. With hundreds of partnerships with the banking sector, Ripple is in a unique position to serve as a bridge between traditional finance and the current financial revolution. 

How to Buy XRP Ripple

XRP is available for buying and selling in over 500 secondary markets around the world.

These include many of the most respected and reputable centralized exchanges in the world, such as Binance, Upbit, Bithumb, OKEx, Coinbase, Kraken, and others. 

Others may want to use a simpler method by using Instant exchanges like ChangeNOW, CoinSwitch, and Changelly. Check out other alternatives here.

These enable traders to buy Ripple without having to deal with order books. Moreover, most of them allow their customers to use fiat to purchase XRP via credit cards.

More Information About Ripple (XRP)

What is Ripple (XRP)?

Ripple is the third-largest crypto in the cryptocurrency industry by market capitalization. Unlike many cryptocurrencies, Ripple does not use blockchain but instead uses a proprietary technology that they developed called Ripple Protocol Consensus Algorithm (RPCA). 

In doing so, it can perform much faster transactions at a fraction of the energy required to operate its network compared to Bitcoin and Ethereum.

However, it does this by sacrificing the decentralization aspect of its distributed ledger technology. 

It also differs in approach towards traditional financial institutions. Instead of posing as an existential risk, they took a more pragmatic approach as a distributed ledger technology provider, which enables them to leverage blockchain-like technology. 

The Team

Ripple Labs inc. Is the company behind the development of Ripple; it was founded by Chris Larsen and Jed McCaleb. This American company is currently headed by Brad Garlinghouse as Chief Executive Officer and headquartered in San Francisco, California, U.S.A.

Currently, there are more than 350 employees under its roster in 9 global offices. Its leaders have decades of experience in technology, financial service, and compliance. If you want to take a look at Ripple lab’s fill leadership team, you might want to go to this page.


What truly makes Ripple stand out among other blockchain-based digital currencies is the sheer number of partnerships it has established throughout the years.

They claim that they are the only enterprise blockchain company today with products with real commercial use.

Its partners include over 300 financial institutions across 40 countries, making them a force to be reckoned with in the crypto industry.

Ripple’s success is not left unnoticed as a group of global financial leaders, G30, cited Ripple for “leapfrogging” the efficiency of traditional remittance methods. 

This is not surprising considering the number and quality of partnerships Ripple has established.

Just check out these financial heavyweights— Bank of America, American Express, Santander, SBI holdings, MoneyGram,  National Bank of Fujairah PJSF (NBF), MoneyMatch, Standard Chartered Bank (SCB), Westpac Institution Bank and Bank of Australia, Royal Bank of Canada, National Bank of Abu Dhabi, UBS Group AG, Canadian Imperial Bank of Commerce and more.


The main aim of Ripple is to create a network the effectively connects banks, payment providers, and digital asset exchanges to provide a solution for real-time and cost-effective global money transfers.

They can do this by developing several financial tools, like the xRapid on-demand liquidity solutions.

This was designed for financial institutes that use XRP assets as a bridge currency between fiat currencies when making cross-border settlements.

XRP and xRapid both use Ripple Lab’s proprietary technology called the ripple protocol consensus algorithm or RPCA.

While the Ripple network does not use blockchain as its underlying technology, it uses a distributed ledger technology similar to the blockchain where it is managed by a network of independent validation nodes that always compare tier transaction records. 

Recently they have released some details of an upcoming application that will allow users to hold and spend XRP to enable people to be their bank. Their goal is to spend dollars, euros, and XRP without the need to go through an intermediary using Xumm

Another product that Ripple offer is xCurrent, which does not use XRP cryptocurrency by default.

It is Ripple’s enterprise solution that is designed for facilitating instantaneous settlement and end-to-end tracking of cross-border payments between Ripple Net members. 

This allows some members in the Ripple Net the option to use the inter ledger protocol (ILP), which was designed by Ripple as a protocol for connecting different ledgers or payment networks. 

Final Verdict 

Ripple has proven itself as a valuable addition to the cryptocurrency industry.

While many cryptocurrency advocates question its decentralization aspect, which they believe is the main value proposition of distributed ledgers, no one can argue the contribution it has made to spreading awareness about cryptocurrencies in traditional finance.

Like it or not, Ripple will play an essential role in the mass adoption of cryptocurrencies.

It will help the whole cryptocurrency industry to establish legitimacy in the space by partnering with the most relevant and influential players in the financial world, not to mention its constant effort for regulatory compliance.

It would not be long before mass adoption arrives in cryptocurrency, and XRP will be one of the cryptocurrencies that will be leading this revolution.

With that being said, investors who are seriously looking into taking up positions in cryptocurrencies should consider looking into XRP. 

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